Credit Repair Houston Specialist Vanessa Perry explains the importance of credit utilization and what it takes to have Impeccable Credit in the latest episode of Ask Impeccable! Credit Utilization Myths People will often say to keep your credit cards at a 20 percent utilization. Which simply means to have 20 percent charged on your cards…
Have you ever been denied to rent or have foreclosures or broken leases ? Credit Repair Houston Expert Vanessa Perry explains your options in the episode below of Ask Impeccable Broken Lease? It is hard to qualify for another apartment once you have a broken lease reporting on your credit. Broken leases can occur for…
Houston Credit Repair specialist Vanessa Perry explains in depth what trade lines improve your credit score in the Ask Impeccable episode below. What Builds Your Credit? Many people assume that cars and houses build your credit. The truth behind a high credit score is the trade lines themselves. When working on raising your credit score…
Credit Repair Houston Credit expert Vanessa Perry explains financing in this episode of Ask Impeccable below. How does purchasing Appliances & Furniture help your credit? Financing appliances and furniture simply do not help increase your credit score. They may add to your credit history, but it does not benefit your overall score. Often ads and…
Credit Repair Houston Expert, Vanessa Perry sets the story straight on inquiries. She explains the cause and how they effect your credit in the latest episode of Ask Impeccable. Have you ever been told inquiries are bringing your credit score down? Often times car dealers, bankers even loan officers will tell you that your low…
Houston Credit Repair Expert, Vanessa Perry, owner of Impeccable Credit Services, explains the home buying process for first time home buyers in the episode below of Ask Impeccable. Step 1 of The Home Buying Process:Know Your Credit Score Your credit score determines if you qualify for a house and how much you are able to…
Credit Repair Houston expert Vanessa Perry explains why your credit score is different online vs. when you apply for things with your credit in the Ask Impeccable Episode below. Online Credit Checks Many websites advertise “free credit check” or a “free credit report”, these are not accurate scoring systems. Many third party consumer sites advertise…
Ever wonder what score you need to qualify or get the best rate? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable. What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the difference from…
Houston Credit Repair Expert, Vanessa Perry, explains the difference between ARM and fixed mortgages in the latest episode of Ask Impeccable. Mortgages When someone is in the market for a home they must choose to rent or buy. If they choose to buy they must qualify for a mortgage. There are different types of mortgages.…
Houston Credit Repair Expert, Vanessa Perry explains the differences between banks and credit unions and the advantages and disadvantages of both in the latest episode of Ask Impeccable. Banks Banks are lending institutions built solely for profit. When you put your money in a bank they take the money and invest to build wealth for…