Houston Credit Repair experts at Impeccable Credit Services explain what an authorized user is. How do they hurt and benefit credit? What is an Authorized User? An authorized user is adding someone to your credit cards. By adding them they gain the benefits of the credit line, but they also are equally responsible for the…
Houston Credit Repair experts explain why it important to take care of and maintain your credit score, especially around the holidays. Why is it Important? Credit is important because it is how the world can scale our trustworthiness as a number and see our payment habits. It is simply how they can see if we…
Houston Credit Repair experts at Impeccable Credit Services explain how parents can improve and hurt their child’s credit score before they even reach 18 in the latest blog. How Can Parents Help? Parents can help by educating their children from an early age how important credit is. It does not take someone with great credit…
Best Credit Repair Companies are hard to find. In brief, below are some things to keep in mind when searching for the best in the business. 7 Things To Look For: 1. LOCATION LOCATION LOCATION? Make sure that you choose a credit repair company with an actual business location. No temp offices, no home offices,…
Credit Repair experts explain how late payments can hurt your credit negatively in the latest blog. Late Payments V. Inquiries Late payments are typically the cause of a major score drop. Typically a late payment can be worth 40-45 points negative. Reoccurring lates add up if they are not caught up accordingly. Inquiries are worth…
Houston Credit Repair experts at Impeccable Credit Services explain why reviews are important when looking for the credit repair company for you. Why Are Reviews So Important? Review are crucial when finding a credit repair company. You want someone that has experience and is the real deal. Not all companies have 5 out of 5…
Houston Credit Repair experts at Impeccable Credit Services explain how credit is a marathon in the latest blog. How long does it take to build and repair credit? For each person the timeline is different. It depends on where you are in your credit process. On average it takes 6-12 months to repair or build…
Credit Repair Houston TX experts at Impeccable Credit Services explain how to prioritize your credit. Why Should I️ Prioritize My Credit? Credit should be a priority in many people’s lives. It is what financial institutions use to rate you on interest rates and determine if you are responsible with your money or not. In order…
Houston Credit Repair experts at Impeccable Credit Services explain the importance of inquiries in the latest blog. What is an inquiry? An inquiry is anytime your credit is pulled. There is no difference between a “Hard Pull” and “Soft Pull”. When someone pulls your credit it will lower your credit score. It will not lower…
Impeccable Credit Services explains how finding an experienced credit repair company is important rather than choosing based off price. Credit Repair Near Me Finding a local credit repair company is important. It is good to have somewhere local to be able to sit down and speak face to face with your credit consultants. Some companies…