Repossession experts at Impeccable Credit Services explains repossessions and how they effect your credit.


Repossession is generally used to refer to a financial institution taking back an object that was either used as collateral, rented, or leased in a transaction.

The most common type of repossession is vehicle repossession. A repossessed car or truck may report to the credit bureaus as a voluntary repossession or an involuntary repossession. A reposession on a credit report can lead to not qualifying to finance a car.

A voluntary repossession happens when a consumer turns a car back into the auto lender rather than going through the process of a physical repossession.

An involuntary repossession happens when the lender comes to take back the car.

What if I have a Repossession?

Impeccable Credit Services has helped thousands over the past 18 years with their credit needs. Call Houston Credit Repair at 281-419-6811 for Repossession and other derogatory accounts credit repair. With two physical locations we can meet in person as well as virtually. We can help clients in all 50 states virtually or in person.If you have any questions please feel free to contact us. Our clients have 24/7 access to the online portal where they can check what is going on with their file at all times.

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