Houston Credit Repair expert Vanessa Perry explains why it is important to talk about credit prior to getting married in the latest episode of Ask Impeccable. Communication & Transparency Make sure one of the first conversations with your significant other before getting married is about credit. Be transparent open and honest about your credit situation.…
Houston Credit Repair Expert, Vanessa Perry explains the importance of surrounding yourself with likeminded individuals in order to progress in the latest episode of Ask Impeccable. Set Goals In order to achieve goals you must start by setting practical goals for yourself. Make sure that your goals have a timeline and that you plan the…
Houston Credit Repair Expert Vanessa Perry explains the next step post credit repair with planning your retirement in the latest episode of Ask Impeccable below. Steps to Financial Success Achieve Impeccable Credit (750+) Obtain Big Purchases (House/Car) Plan for Your Financial Future (Retirement/Life Insurance) What Do I️ Do After I️ Have Impeccable Credit? When your…
Check out how Houston Credit Repair expert Vanessa Perry got into the credit repair business 16 years ago in this episode of Ask Impeccable. Background Vanessa Perry was a thriving loan officer back in 2002. She thought she would send her clients to a credit repair service to fix their credit in order to close.…
Houston Credit Repair Specialist, Vanessa Perry explains the dangers of department store credit cards and if the interest is worth the discount in this episode of Ask Impeccable. You Have Been Pre-Approved! It is a great feeling when shopping and you get “pre-approved” for a department store credit card. This does not always mean your…
Houston Credit Repair expert Vanessa Perry owner of Impeccable Credit Services explains the truth about refinancing a home with bad credit in the latest episode below of Ask Impeccable. Closing Costs When you consider refinancing a house you will have to pay closing costs twice. Closing costs range three to six percent. If you are…
Credit Repair Houston Specialist Vanessa Perry explains the importance of credit utilization and what it takes to have Impeccable Credit in the latest episode of Ask Impeccable! Credit Utilization Myths People will often say to keep your credit cards at a 20 percent utilization. Which simply means to have 20 percent charged on your cards…
Credit Repair Houston Credit expert Vanessa Perry explains financing in this episode of Ask Impeccable below. How does purchasing Appliances & Furniture help your credit? Financing appliances and furniture simply do not help increase your credit score. They may add to your credit history, but it does not benefit your overall score. Often ads and…
Credit Repair Houston Expert, Vanessa Perry sets the story straight on inquiries. She explains the cause and how they effect your credit in the latest episode of Ask Impeccable. Have you ever been told inquiries are bringing your credit score down? Often times car dealers, bankers even loan officers will tell you that your low…
Ever wonder what score you need to qualify or get the best rate? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable. What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the difference from…