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Tag Archives: Bad Credit

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  2. Entries tagged with "Bad Credit"

appliances furniture credit

Credit Repair Houston – Appliances & Furniture

Credit RepairBy Glamour PerryAugust 24, 2020Leave a comment

Credit Repair Houston Credit expert Vanessa Perry explains financing in this episode of Ask Impeccable below. How does purchasing Appliances & Furniture help your credit? Financing appliances and furniture simply do not help increase your credit score. They may add to your credit history, but it does not benefit your overall score. Often ads and…

credit inquiries

Credit Repair Houston: Inquiries

Credit RepairBy Glamour PerryAugust 17, 2020Leave a comment

Credit Repair Houston Expert, Vanessa Perry sets the story straight on inquiries. She explains the cause and how they effect your credit in the latest episode of Ask Impeccable. Have you ever been told inquiries are bringing your credit score down? Often times car dealers, bankers even loan officers will tell you that your low…

home buying process

Houston Credit Repair: The Home Buying Process

Credit RepairBy Glamour PerryAugust 10, 2020Leave a comment

Houston Credit Repair Expert, Vanessa Perry, owner of Impeccable Credit Services, explains the home buying process for first time home buyers in the episode below of Ask Impeccable. Step 1 of The Home Buying Process:Know Your Credit Score Your credit score determines if you qualify for a house and how much you are able to…

credit reports

Credit Repair Houston: Credit Reports

Credit RepairBy Glamour PerryAugust 3, 2020Leave a comment

Credit Repair Houston expert Vanessa Perry explains why your credit score is different online vs. when you apply for things with your credit in the Ask Impeccable Episode below. Online Credit Checks Many websites advertise “free credit check” or a “free credit report”, these are not accurate scoring systems. Many third party consumer sites advertise…

credit scores

Credit Repair Houston: Credit Scores

Bad CreditBy Glamour PerryJuly 27, 20201 Comment

Ever wonder what score you need to qualify or get the best rate? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable. What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the difference from…

types of mortgages

Houston Credit Repair : Different Types of Mortgages

Home buyersBy Glamour PerryJuly 21, 20201 Comment

Houston Credit Repair Expert, Vanessa Perry, explains the difference between ARM and fixed mortgages in the latest episode of Ask Impeccable. Mortgages When someone is in the market for a home they must choose to rent or buy. If they choose to buy they must qualify for a mortgage. There are different types of mortgages.…

banks vs credit unions

Houston Credit Repair: Banks Vs. Credit Unions

Credit BureausBy Glamour PerryJuly 13, 2020Leave a comment

Houston Credit Repair Expert, Vanessa Perry explains the differences between banks and credit unions and the advantages and disadvantages of both in the latest episode of Ask Impeccable. Banks Banks are lending institutions built solely for profit. When you put your money in a bank they take the money and invest to build wealth for…

small businesses and credit

Credit Repair Houston: Small Businesses

Bad CreditBy Glamour PerryJuly 3, 2020Leave a comment

Credit Repair Houston expert and small business owner Vanessa Perry answers common misconceptions of small businesses in the latest episode of Ask Impeccable below. The Truth Behind A Small Business Many times people think it is glamorous having a small business. In fact many small business owners risk their personal lines of credit along with…

freezing your credit

Credit Repair Houston: Freezing Your Credit

Bad CreditBy Glamour PerryJune 26, 20201 Comment

Credit Repair Houston expert Vanessa Perry, owner of Impeccable Credit Services, explains in the latest episode of Ask Impeccable the long term dangers of freezing your credit. What is Freezing your Credit? A credit freeze is activated when the borrower contacts the credit union to freeze their credit. Typically people do this after having fraud…

credit unions or mortgage lenders

Credit Repair Houston: Credit Unions Or Mortgage Lenders

Home buyersBy Glamour PerryJune 22, 2020Leave a comment

Credit Repair Houston Expert Vanessa Perry goes over the pros and cons of using a credit union vs. a mortgage lender when buying a home in the latest episode of Ask Impeccable below. Where Do I Go For Financing ? Before looking at homes it is best to have financing available and ready so you…

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