Houston Credit Repair Expert, Vanessa Perry, explains how someone who is married can qualify for a house on their own. Check out the latest episode of Ask Impeccable below. Qualifying Solo The question that is often asked every week at Impeccable Credit Services is “Why Do I️ Need My Spouse to Buy a Home?”. There…
Houston Credit Repair Expert, Vanessa Perry explains why closing accounts is not beneficial for your credit in the latest episode of Ask Impeccable below. Should I️ Close My Account? The simple answer is absolutely NOT. Never close a good account. Once an account is paid off to a zero balance it is still revolving. The…
Houston Credit Repair Expert Vanessa Perry explains 10 reasons why your score goes down in the latest blog. Top 10 Reasons Why Your Credit Score Goes Down Below are reasons your credit score can go down or fluctuate. 10. Collections Collections are when you do not pay your bill and your account is sent to…
Houston Credit Repair Expert, Vanessa Perry explains when to use your credit card vs. your debit card in a recent article. When to Use a Debit Card Typically it is best to use a debit card for daily purchases. By using a debit card with your day to day purchases you are able to track…
Houston Credit Repair expert, Vanessa Perry explains the dangers of timeshares in the latest episode of Ask Impeccable below. What Are The Dangers of Timeshares? Timeshares used to be considered a bargain vacation for a minimum price. When the convenience of AirBnB came around timeshares became out dated. Timeshares are for those who want to…
Houston Credit Repair Expert, Vanessa Perry, explains the advantages and disadvantages to having roommates in the latest episode of Ask Impeccable below. Why Would You Need A Roommate ? Roommates often relieve some of the financial burden of rent. Whether it is a spouse or a friend by splitting the rent in half you can…
Houston Credit Repair Expert,Vanessa Perry, explains what a short sale does to your credit score in the latest blog. What is a Short Sale? As Vanessa states in GoBankingRates.com a short sale is when you sell your house for a lower price than the amount owed on the loan. During the home buying process it…
Houston Credit Repair Expert, Vanessa Perry explains why it is important to fix your credit sooner than later. The Urgency There’s always a reason people feel the need to repair their credit immediately. You may want to repair your credit to buy a home or get lower interest rates. Or, maybe you’re building up to…
Vanessa Perry explains how much credit repair cost compared to life without credit repair in the latest episode of Ask Impeccable. How Much Does Credit Repair Cost? Credit repair may seem pricey at first. Overall life without credit repair is actually more expensive than life with Impeccable Credit. When you add up the additional costs…
Houston Credit Repair expert, Vanessa Perry, explains what different credit card offers say about your credit in the latest episode of Ask Impeccable. Credit Card Offers Not all credit card offers are beneficial towards your credit score. For example, when pre-approved for a credit card offer we assume that our credit score is going up…