Ever wonder what score you need to qualify or get the best rate? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable. What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the difference from…
Houston Credit Repair Expert, Vanessa Perry, explains the difference between ARM and fixed mortgages in the latest episode of Ask Impeccable. Mortgages When someone is in the market for a home they must choose to rent or buy. If they choose to buy they must qualify for a mortgage. There are different types of mortgages.…
Houston Credit Repair Expert, Vanessa Perry explains the differences between banks and credit unions and the advantages and disadvantages of both in the latest episode of Ask Impeccable. Banks Banks are lending institutions built solely for profit. When you put your money in a bank they take the money and invest to build wealth for…
Credit Repair Houston expert and small business owner Vanessa Perry answers common misconceptions of small businesses in the latest episode of Ask Impeccable below. The Truth Behind A Small Business Many times people think it is glamorous having a small business. In fact many small business owners risk their personal lines of credit along with…
Credit Repair Houston expert Vanessa Perry, owner of Impeccable Credit Services, explains in the latest episode of Ask Impeccable the long term dangers of freezing your credit. What is Freezing your Credit? A credit freeze is activated when the borrower contacts the credit union to freeze their credit. Typically people do this after having fraud…
Credit Repair Houston Expert Vanessa Perry goes over the pros and cons of using a credit union vs. a mortgage lender when buying a home in the latest episode of Ask Impeccable below. Where Do I Go For Financing ? Before looking at homes it is best to have financing available and ready so you…
Credit repair Houston expert Vanessa Perry explains options available for those needing a car ASAP in the latest Ask Impeccable episode below, with bad credit without having high interest rates or buying a cash car. I Need A Car NOW Is your car broken down? Does it have more miles than an 82′ bug? Typically…
Houston credit repair expert, Vanessa Perry explains in the latest episode of Ask Impeccable what you should consider before getting a co-signer when purchasing a home. Houston Credit Repair: Qualifying for a Home The home buying process is strenuous and often times seems impulsive. When you find a house you want the Realtor and Builder…
Houston Credit Repair expert Vanessa Perry explains miscellaneous things we oversee, but still need Impeccable Credit to obtain them in the latest episode of Ask Impeccable featured below. Why Do You Need Credit? When people think of credit they assume that you need good credit to just buy a home, or a nice car. In…
Congratulations Class of 2020! Houston credit repair expert, Vanessa Perry gives credit tips to recent 2020 graduates in the most recent Ask Impeccable episode below. High School Grads: Credit Cards ARE NOT “Free Money” Often times when people graduate high school they are at the verge of “adulthood”. With the benefactors of turning 18 there…