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Author Archives: Glamour Perry

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home buying process

Houston Credit Repair: The Home Buying Process

Credit RepairBy Glamour PerryAugust 10, 2020Leave a comment

Houston Credit Repair Expert, Vanessa Perry, owner of Impeccable Credit Services, explains the home buying process for first time home buyers in the episode below of Ask Impeccable. Step 1 of The Home Buying Process:Know Your Credit Score Your credit score determines if you qualify for a house and how much you are able to…

credit reports

Credit Repair Houston: Credit Reports

Credit RepairBy Glamour PerryAugust 3, 2020Leave a comment

Credit Repair Houston expert Vanessa Perry explains why your credit score is different online vs. when you apply for things with your credit in the Ask Impeccable Episode below. Online Credit Checks Many websites advertise “free credit check” or a “free credit report”, these are not accurate scoring systems. Many third party consumer sites advertise…

credit scores

Credit Repair Houston: Credit Scores

Bad CreditBy Glamour PerryJuly 27, 20201 Comment

Ever wonder what score you need to qualify or get the best rate? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable. What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the difference from…

types of mortgages

Houston Credit Repair : Different Types of Mortgages

Home buyersBy Glamour PerryJuly 21, 20201 Comment

Houston Credit Repair Expert, Vanessa Perry, explains the difference between ARM and fixed mortgages in the latest episode of Ask Impeccable. Mortgages When someone is in the market for a home they must choose to rent or buy. If they choose to buy they must qualify for a mortgage. There are different types of mortgages.…

banks vs credit unions

Houston Credit Repair: Banks Vs. Credit Unions

Credit BureausBy Glamour PerryJuly 13, 2020Leave a comment

Houston Credit Repair Expert, Vanessa Perry explains the differences between banks and credit unions and the advantages and disadvantages of both in the latest episode of Ask Impeccable. Banks Banks are lending institutions built solely for profit. When you put your money in a bank they take the money and invest to build wealth for…

small businesses and credit

Credit Repair Houston: Small Businesses

Bad CreditBy Glamour PerryJuly 3, 2020Leave a comment

Credit Repair Houston expert and small business owner Vanessa Perry answers common misconceptions of small businesses in the latest episode of Ask Impeccable below. The Truth Behind A Small Business Many times people think it is glamorous having a small business. In fact many small business owners risk their personal lines of credit along with…

freezing your credit

Credit Repair Houston: Freezing Your Credit

Bad CreditBy Glamour PerryJune 26, 20201 Comment

Credit Repair Houston expert Vanessa Perry, owner of Impeccable Credit Services, explains in the latest episode of Ask Impeccable the long term dangers of freezing your credit. What is Freezing your Credit? A credit freeze is activated when the borrower contacts the credit union to freeze their credit. Typically people do this after having fraud…

credit unions or mortgage lenders

Credit Repair Houston: Credit Unions Or Mortgage Lenders

Home buyersBy Glamour PerryJune 22, 2020Leave a comment

Credit Repair Houston Expert Vanessa Perry goes over the pros and cons of using a credit union vs. a mortgage lender when buying a home in the latest episode of Ask Impeccable below. Where Do I Go For Financing ? Before looking at homes it is best to have financing available and ready so you…

get a car with bad credit

Credit Repair Houston: Do You Need A Car with Bad Credit ASAP?

Bad CreditBy Glamour PerryJune 15, 2020Leave a comment

Credit repair Houston expert Vanessa Perry explains options available for those needing a car ASAP in the latest Ask Impeccable episode below, with bad credit without having high interest rates or buying a cash car. I Need A Car NOW Is your car broken down? Does it have more miles than an 82′ bug? Typically…

co-signer for a home

Houston Credit Repair: Do I Need A Co-Signer For A Home?

Home buyersBy Glamour PerryJune 8, 20202 Comments

Houston credit repair expert, Vanessa Perry explains in the latest episode of Ask Impeccable what you should consider before getting a co-signer when purchasing a home. Houston Credit Repair: Qualifying for a Home The home buying process is strenuous and often times seems impulsive. When you find a house you want the Realtor and Builder…

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