Houston Credit Repair experts at Impeccable Credit explain how ling it takes to repair credit.
Is it quick?
Credit repair can take some time. Be careful if someone claims that it can be done less than 90 days. it takes 45 days to dispute by law. 15 days for mailing and 30 days for processing. That is just to dispute negative items. That does not include building the credit score. Removing negative items does not increase your credit score as much as it decreases. Pay per delete is not a quick fix and it is not permanent. Half the time when it is paid it still remains on the credit report as well.
How long does it take?
Typically it takes 6-12 months depending where the initial scores and data are. Some things do take longer than others such as mortgage related and car related items. A company that says any less if under a 750 might be inaccurate. Make sure that whatever you do if you use a company or do it yourself, you know what you are doing. Inaccurately disputing can lead you into more problems if you are unsure, hire a professional. I️f your credit score is below 750 you may want to contact a credit professional.
Houston Credit Repair
Impeccable Credit Services has been in business for over 18 years. We have two physical locations and help clients all around the world. Our motto is repairing credit, changing lives. We have helped thousands with their credit repair struggles. Typically with us if you need 30-50 points we suggest 6 months of service. If you need 50-200 points we suggest 12 months of services. We work with all scores from N/A-700s. If you have any questions please feel free to contact us 713-378-1500.