Credit Repair expert, Vanessa Perry explains the difference fast credit repair and impeccable credit services in the latest blog.
Fast Credit Repair
Credit Repair is a tedious and time-consuming process if attempting a permanent fix. There are ways to attempt a quick fix, but the process is not permanent, only temporary. If you need something done ASAP you may need to consider the quick fix option, but it will end up costing you more time and money in the long run, since eventually, you will still need to repair your credit. Be cautious of places that say they have “quick” or “fast” options and make sure you fully understand the time it will take to repair your credit.
How Long Does it Take?
By law it takes 45 days to dispute negative items 30 days for processing and 15 days for mailing. Typically it takes about 45 days just to get results back from the credit bureaus. Be cautious and aware that if anyone tells you that it takes only 30 days to “clean up” or “fix” your credit. It may not be a permanent fix, but a rapid rescore or quick fix that does not last more than 30 days. Credit restoration on average takes about 6-12 months depending on the score and items listed. Be careful and do your research before choosing a company.
If you want a more permanent fix Credit Repair would be the option for you. Credit Expert, Vanessa Perry, gives an example between a quick and permanent fix in Ask Impeccable Episode below.
Impeccable Beyond Compare
Impeccable Credit Services guides you through the process, we educate our clients on how to build their scores and how to keep it there. When repairing credit, you want to have a permanent fix (which is possible just time-consuming). Impeccable Credit Services has been serving the Houston area and all 50 states for 15+ years. Our mission is Repairing Credit, Changing Lives. Our goal is to help you achieve your goals and to get you to Impeccable Credit (750+).