Is Credit Report Repair in Houston Only for those with Bad Credit?

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credit report repair HoustonToday, a decent credit score will not allow you to acheive your goals

In today’s economy,  more people than ever are needing credit report repair services.   In the past, if you had a decent credit score, you did not have a problem obtaining a mortgage loan,  car loan or a business loan.  Today, things are much different. 

Guidelines are requiring borrowers to have higher credit scores

Mortgage guidelines along with banking guidelines are requiring higher credit scores from their borrowers.   Many borrowers are finding themselves in need of a higher credit score not only to qualify, but to take advantage of the mortgage rates at historic lows!  The money saved on interest rates can be used to increase savings and retirement options.

Having a higher credit score can create peace of mind

A higher credit score can also give you peace of mind.  In the event somebody loses a job or becomes ill, having a good credit score gives you the option of relying on your available lines of credit through these difficult times .  Although this may be a last resort for most, at least it is an option.

Employers are looking at credit worthiness

Today, many employers are requiring applicants to provide a recent copy of their credit report.  In many cases having a bad credit rating is causing employers to choose another applicant with a more favorable credit history.

Credit Report Repair can be used to make positive changes

Credit Report Repair is no longer for those with bad credit .  It can be used to make positive changes and take a proactive approach to life and its many changes.  With the changes in the economy, unemployment,  banking and mortgage guidelines, Houstonians can no longer afford not to have Impeccable Credit!

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One Response to Is Credit Report Repair in Houston Only for those with Bad Credit?

  1. Tony Divi says:

    Years ago before the recession, a 600 credit score was considered decent. Now days, creditors laugh at a score that low!

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