Step 1: Guidelines Most car dealerships require a 620 credit score to qualify for 100% financing. If your one of your scores is not a 620, you may need to put a down payment. If you are unable to put a down payment, it may be wise to find a car with rebates. As…
1. Manage Debt Get all the late payment caught up even if it is 29 days late do not let it get to 30. Once it gets to 30 days late it will report to your credit report and drop your credit score 45 points! It takes more than getting this late payment removed or…
I lost my job My spouse got sick We had to move out of our apartment Broke our lease Car payments went late and eventually repossessed We moved in with our parents a year ago. We want to get our life back, but do not know where to start. We are unable to rent a…
Credit Is An Essential of Life Your credit affects every aspect in your life; it is an essential that most overlook. Many people do not realize their credit may be the reason for unemployment. When applying for most jobs in today’s society, employers pull a credit report prior to hiring applicants. Why Would An Entry…
You’ve Got Mail “Congratulations you have been approved for (an outrageous credit limit) based on your credit score!” We’ve all been there, opening a crisp envelope and seeing that shiny piece of plastic. Before you know it, you’re calling to activate and accept this mysterious gift. A trip is made to the mall, and without hesitation…
In The Beginning In today’s society people are constantly progressing in their personal lives and growing their careers. It is now the norm to get married after college while beginning in a specific career field. During the engagement and honeymoon process people discuss only the finances of the wedding and honeymoon. What About Those Bad Credit…