Collections (Collection Accounts)

A Collection account is an unpaid debt referred to a collection agency to collect on the bad debt. This type of account is reported to the credit bureau and will show on the borrower's credit report. Many credit reports will refer to a collection as a profit & loss, a charge off, or a paid collection. Each of the above listed variations can negatively affect the consumer's credit rating. A collection account reporting to a consumer's credit report can appear to a perspective lender or employer as though the consumer is not credit worthy.

A Collection Agency is a business that collects debts for a fee or percentage of the total amount owed on behalf of the original creditor.

Call Houston Credit Repair at 281-419-6811 for Collection Accounts credit repair.

Contact Us:


9595 Six Pines Dr.,
Suite 8210,
The Woodlands, TX 77380
Phone:281-419-6811

Houston, TX


3100 Timmons
Suite 145
Houston, TX 77027
Phone: 713-378-1500

Hours 9am-5pm Mon-Fri
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