Are you looking for a permanent or quick fix? Houston Credit Repair is a tedious and time-consuming process if attempting a permanent fix. There are ways to attempt a quick fix, but the process is not permanent, only temporary. If you need something done ASAP you may need to consider the quick fix option, but…
Collections Vs. Public Records What is the difference? Houston Credit Repair Expert, Vanessa Perry explains in the video below. The difference between a public record are how they are reporting on the credit. A public record can be classified as a judgment, tax lien, or bankruptcy. A collection is a debt that is sent…
Does Their Credit Hurt Mine? One of the common questions asked in Credit Repair Houston is my significant other’s credit hindering my credit? The simple answer is no. Unless you are an authorized user your credit will not be damaged due to their score or visa versa. Their score does not reflect your score. Your…
Loan Modifications Houston Credit Repair Consultant, Vanessa Perry explains the outcome of loan modifications in the video above. What is a Loan Modification? A loan modification in hindsight is adjusting the loan structure to make possible payments without falling behind. On paper it is a great concept. In reality it is the step that leads…